Banking & Finance

To grow and make your business successful, you need capital. But rising interest rates and energy prices and the long-term transformation of the economy are a challenge for companies and their financing, and for lenders. Our team offers you tailored advice and pioneering recommendations to support you with your current and future requirements under banking and financial law.

interdisciplinary experts

JUVE "Law Firm of the Year for Banking and Finance Law" 2021

Panel law firm at 85% of the 20 largest German banks

In working with us, you’ll benefit from our in-depth understanding of the financing market and excellent network in Europe when you need advice on complex national and cross-border financing transactions and restructuring.

Our services

Banking contract law Retail Banking

Drafting typical general terms and conditions for institutions, e.g. for account management, payment transactions, custody business, payment and credit cards and online banking
Consumer credit and corporate credit agreements (B2C and B2B)
Financing aids and installment supply contracts, financed purchases
Digitalisation, distance selling contracts, pre-contractual disclosure
FinTech consulting on the development of innovative contract models and e-commerce platforms
Cooperation agreements (especially with payment service providers)

Banking Litigation

National and international representation of banks in proceedings before state courts and arbitration tribunals
Assisting and representing you in out-of-court negotiations, including mediation proceedings
Providing strategic advice on selecting the most suitable dispute resolution instrument
Managing class actions
Identifying, collecting, securing and preparing facts and evidence
Securing of assets
Advising, supporting and helping you enforce judgments and arbitral awards in Germany and abroad
Representing you in actions to set aside, legal proceedings reviewing payments to minority shareholders following takeovers, proceedings for the approval of entry of resolutions in the commercial register and shareholder disputes

For further information see Corporate & Financial Litigation and Class & Mass Action Defense

Financial Services Regulation

We advise national and international financial institutions, insurers, asset managers, funds, fintechs and real economy companies on the following issues: Compliance with financial regulations
Transactions and projects
Digitalisation

For further information see Financial Services Regulation

Financing and Financing Instrument

Corporate loans
Real estate financing
Acquisition financing
Restructuring
Promissory note loans and bonds
Growth financing and development loans

Selected projects

Loans and acquisition financing

Aurelius Alpha Invest GmbH/VAG Holding GmbH
Advising on reorganising the companies’ global group financing
Condor
Advising on a €550 million loan from German development bank KfW
Nord Holding
Advising on the acquisition of implant manufacturer HG Medical
Banking syndicate
Advising on financing the transfer of the Berlin electricity grid back into public ownership (purchase price including incidental acquisition costs: EUR 2,14 bn)
BayernLB
Providing extensive advice to regional bank BayernLB as agent and lender on EUR 175m funding for the operating company of Munich Airport
Federal Republic of Germany – Finanzagentur GmbH
Advising the government’s Finance Agency on a stabilisation package in the form of an additional subordinated loan worth €18 million issued by the Economic Stabilisation Fund to FTI Touristik GmbH
Deutsche Bank AG
Advising Deutsche Bank AG on financing for HORNBACH Holding AG & Co. KGaA in connection with the public delisting acquisition bid for the shares in the DIY chain HORNBACH Baumarkt AG (value of loan €400 million)
DuMont Mediengruppe GmbH & Co. KG
Advising BayernLB, UniCredit Bank AG and Commerzbank AG on the financing of DuMont Mediengruppe GmbH & Co. KG Information GmbH and DuMont Business Information Holding GmbH
Dussmann Stiftung & Co. KGaA
Advising the foundation in connection with syndicated financing worth €140 million including an ESG component
Fresenius Medical Care AG & Co. KGaA
Advising on entering into a syndicate loan agreement linked to sustainability criteria (ESG (environment, social and governance)) for revolving credit facilities worth €2 billion

Real estate financing

Banking syndicate
Advising on the financing of T2 (part of “The Four” project Groß & Partner in Frankfurt)
DZ Hyp AG
Providing broad-based advice to DZ Hyp AG as agent and lender on financing a residential construction portfolio in Berlin (Gropiusstadt) (value of financing €325 million)
HOWOGE Wohnungsbaugesellschaft mit beschränkter Haftung
Advising the construction company on the purchase and financing of some 15,000 residential and commercial properties (purchase price of approximately €2.46 billion)
Syndicate comprising NordLB, ERGO, DZ Hyp AG and Volksbank eG
Advising on the realisation of four construction phases (Spring, Straight, Colonnades, Crown II) in the Quartier Heidestrasse district in Berlin, worth approximately €300 million in total
Postbank – eine Niederlassung der DB Privat- und Firmenkundenbank AG
Advising on the financing of Leipziger Platz in Berlin, known as the Mall of Berlin, Germany’s largest shopping centre
Banking syndicate
Providing extensive legal advice on the long-term refinancing of a portfolio consisting of 34 Dutch retail properties
Banking syndicate
Advising on the financing of the Berlin “Fürst” site, known as the Ku’damm-Karree (value €565 million)
Mezzanine fund
Advising the financial advisor (acting on behalf of two managed funds) on mezzanine financing for the acquisition of a real estate portfolio by x+bricks S.A. from TLG AG (value €60 million)